WHY TISCH

E-Delivery

Although we are completely independent of any broker-dealer, many of our clients have chosen to use Charles Schwab and Company as their custodian for the investments that we manage. As a result, our computer systems are linked with Schwab allowing us to more effectively select, alter, and manage the investments for you. Therefore, as a courtesy, we are providing the following information on enhancements that Schwab has made with their e-delivery system.

Schwab is continuing to enhance their eDelivery offering by expanding the types of account documents available to you online, increasing the archive, and improving the user experience. Enhancements to the eDocuments tab on schwaballiance.com include:

Trade confirmations and tax reports, in addition to account statements--all in one location
Seven year archive of all electronic documents, increasing to ten years by December 2006
Improved user experience with a robust search feature that allows you to search by document type and specific date range.

These enhancements give you a faster, more secure and more convenient alternative to paper delivery from a single, secure web location.

With eDelivery, you can:

Access account documents anytime and anywhere
View statements, trade confirmations, and tax reports in one location
Receive electronic documents faster than paper
Qualify for reduced electronic equity trade pricing by turning off paper delivery for both trade confirmations and statements
Enjoy peace of mind knowing that important documents will not be lost or mishandled in the mail

Reliability and Security

eConfirms and eStatements are sent to the email address you provide and do not contain any private information. They are accessible via Schwab's secure website, and electronic delivery minimizes the risk of delivery to the wrong recipient.

ITo get started with eDelivery, please call our office, visit www.schwaballiance.com, or call Schwab Alliance directly at 1-800-515-2157.

eDelivery is a one-step process for enrolling in both eConfirms and eStatements. Here's what to expect:

Watch for a consent form via email—As part of the enrollment process, Schwab will send an eDelivery consent form to the email address you provided. If you don't get the consent email, please contact our office.
Respond to the email—The consent form outlines eDelivery terms and conditions. Please review it and indicate your approval by clicking the button labeled Consent in the email form. An automatic reply will be sent to Schwab, and your enrollment will be completed.
Experience eDelivery—Within 4-5 days of giving consent, you will begin receiving eConfirms electronic trade confirmations if a trade is made in your account. A welcome letter confirming your enrollment in eDelivery will be sent as well.